Onshore CX.
Nearshore savings.
100% U.S. compliant.

Welcome To Puerto Rico

Atento’s Puerto Rico operation delivers the customer experience U.S. brands demand, under the same federal regulations, on the same soil, with native bilingual teams who are part of the U.S. market, at up to 30% lower cost than the mainland.

100%
U.S. federal compliance
Up to 30%
Lower cost than mainland
~1,000
Bilingual agents currently delivering CX
25+ yrs
CX delivery from Puerto Rico
THE COMPLIANCE ADVANTAGE

U.S. territory.
U.S. rules. No exceptions.

Because Puerto Rico is a U.S. territory, your regulated work never leaves the country. HIPAA, PCI-DSS, SOC 2, U.S. labor law, and U.S. data residency are supported, by default.

WHY THIS MATTERS

Same country. Same rules. Zero compliance gap.

  • Your data never crosses a border. No cross-border transfer agreements.
  • Your contracts never cross a jurisdiction. U.S. law applies end-to-end.
  • Your auditors never have a new country to review. Same federal framework.
  • Your customers never leave U.S. consumer protections.

TRUSTED BY REGULATED INDUSTRIES

Healthcare

HIPAA-aligned operations, PHI handling, member services, claims support.

Telecommunications

High-volume customer care, technical support, retention programs.

Financial Services & Insurance

PCI-DSS environments, collections, fraud ops, claims intake.

THE ECONOMIC PAYOFF

Lower cost.
Keep U.S. regulatory continuity.

Across delivery models, leaders balance cost, quality, and compliance. Puerto Rico uniquely aligns all three for regulated U.S. CX work.

U.S. MAINLAND

Highest Cost Tier

Maximum control & proximity

Onshore quality, full compliance — at full mainland cost.

  • U.S. federal compliance
  • U.S. data residency
  • Native bilingual at scale
  • Higher investment per FTE
RECOMMENDED

PUERTO RICO

-30%

Balanced advantage

U.S. regulatory alignment, native bilingual talent, and nearshore efficiency, up to 30% lower cost.

  • U.S. federal compliance
  • U.S. data residency
  • Native bilingual at scale
  • Up to 30% cost savings

TRADITIONAL OFFSHORE

-40%

Cost-first delivery model

Lower cost, but compliance and cultural fit become a project of their own.

  • Local regulatory frameworks
  • Cross-border data considerations
  • Variable cultural alignment
  • Lowest sticker price
THE CULTURAL EDGE

Bilingual is table stakes.
Bicultural is the edge.

Our Puerto Rico teams are culturally fluent, aren’t approximating U.S. culture — they’re part of it. They watch the same Sunday games, follow the same brands, navigate the same banking and healthcare systems your customers do. So when they answer a call in English or Spanish, they’re not just speaking the language. They’re speaking the context.

That's the difference between a CSAT score that holds and one that climbs.

SAME MARKET. SAME CONTEXT.

EN

NATIVE

ES

NATIVE

1 of every 5 Puerto Ricans

works in customer-facing service or hospitality — fluency is built into the workforce, not trained in.

BUILT ON TRACK RECORD

25+ years on the island.
Trusted by leaders in Healthcare and Telecom.

Atento’s Puerto Rico operation has been delivering enterprise-grade CX since 1999. With nearly 1,000 bilingual agents on the ground today, we serve large U.S. brands across the most demanding verticals — including Healthcare, Insurance, Telecommunications, and many more.

25+

Years of continuous CX delivery from Puerto Rico

~1,000

Bilingual agents currently delivering CX to U.S. Based enterprises.

100%

U.S. federal regulatory framework — every program, every client

WHO WE SERVE FROM PUERTO RICO

Trusted by major U.S. brands in regulated industries.

Healthcare

Member services, HIPAA-compliant call handling, and care coordination for one of the largest U.S. healthcare organizations.

Telecommunications

Customer care, technical support, and retention operations supporting a leading U.S. telecommunications brand.

OPERATIONAL ADVANTAGES

OPERATIONAL SPEED

Built for speed.
Built for U.S. standards.

DOMESTIC BY DEFINITION

No borders.
No compliance gap.

FREQUENTLY ASKED

Questions buyers always ask.
Answered upfront.

Is Puerto Rico onshore or offshore for U.S. compliance?

Puerto Rico is a U.S. territory — treated as domestic, not offshore, for HIPAA, PCI-DSS, SOC 2, U.S. data residency and HITRUST.

How large is Atento's Puerto Rico operation?

More than 25 years on the island and approximately 1,000 bilingual agents today, serving Healthcare and Telecom enterprises.

Do U.S. citizens need a passport to visit Puerto Rico?

No. All major U.S. airlines fly direct, non-stop to San Juan (SJU). The trip is functionally identical to visiting any U.S. mainland city.

Does HIPAA apply to contact centers in Puerto Rico?

Yes. HIPAA applies to PR identically to any U.S. state. Atento handles PHI under the same Business Associate Agreement framework.

How does PR compare the Philippines?

Philippines is a foreign jurisdiction with cross-border data transfer obligations. PR avoids these because it operates under U.S. federal law.

What languages do PR teams speak natively?

Both English and Spanish, natively. Bilingual fluency is built into the workforce — agents grow up in a bilingual, bicultural environment.

Onshore. Compliant.

Up to 30% lower.
25+ years of delivery. ~1,000 agents. Zero compliance gap.
Let's talk about what your CX program looks like in Puerto Rico.